NOBODY HAS TO HOLD IT FOR EVERYBODY

GROUP WALLET
MESSENGER

A wallet your group runs together, right inside the chat: paying is as simple as sending an emoji. Messages and signatures are encrypted on your own device, so not even the server can read them.

No phone number, no e-mail·End-to-end encrypted on MLS·RFC 9420·The server holds no keys

Compax
AndreyIdentity 907bc7…b7a8
Search  (⌘K)
+New folder
Saved MessagesNotes, links and files, kept for your…
NorthwindAnn: signing now — give me a minute11:21
MIMiraSent you the address10:58
BFbotfather/newbot — done, here is the tokenSun
Wallet
Calls
Chats
Profile
Northwind9 members
MiraThe contractor sent the invoice for sprint 14.10:39
KaiRate is agreed. It comes out of the shared wallet.10:40
Lets withdraw 100k for development.10:41 ✓✓

AWAITING SIGNATURES

BROADCAST

100,000 USDT to 0x8f2c4d19…41acDevelopment, sprint 14

0 of 3 signatures3 to go

1 of 3 signatures2 to go

2 of 3 signatures1 to go

3 of 3 signatures — enough to broadcast

ANANMIMIKAKAABND

You are broadcasting this…

Broadcast · 0x7c41e9a2…d92f

MiraOut. The contractor is paid.10:46
MiraHosting invoice came in too — the studio takes ETH.10:48

AWAITING SIGNATURES

0.15 ETH to 0x3d71b8e2…5c04Hosting, July

0 of 3 signatures3 to go

ANMIKAABND
AnnSigning now — give me a minute.10:52
+Write a message…
Group info

Northwind

9 people · 14 devices

SHARED WALLETS

EthereumDeployedany 3 of 5
BitcoinCollecting keys · 3 of 5any 3 of 5
Group idc40000…e626
EpochMoves on every membership change. A call’s media key is derived from it, so it rotates with the group.
7

MEMBERS

ANAndreyonlineYou
MIMiraonlineiPhone
ABAnnonline
KAKailast seen 10:12
NDNadiaonlineWeb
RARavionlineAndroid
SOSofialast seen 09:41
TOTomonline
LELenaonlinemacOS
Andrey Identity 907bc7…b7a8

Total

$12,480.55

11 holdings across 10 chains

US Dollar on a card $248.10
BITCOIN
Bitcoin BTC 0.1284 BTC
ETHEREUM
Ethereum ETH 1.4206 ETH
USDT on Ethereum 640.00 USDT
USDC on Ethereum 0 USDC
BNB SMART CHAIN
BNB BNB 0.8400 BNB
USDT on BNB Smart Chain 0 USDT
USDC on BNB Smart Chain 0 USDC
TRON
TRX TRX 1 240 TRX
Wallet
Calls
Chats
Profile
0.1284 0.1784 0.1664 BTC · Bitcoin

$9,964.87$13,845.27$12,914.97 · ↑ 0.64 % today

1H1D1W1M1Y

Address

bc1qhyydnc4nvr95807fxxaqu9tdu63h5usxp64c27

Only BTC on Bitcoin. Anything sent over another network is lost, including BTC itself.

Activity

Sentpending · 24.08.25 · bc1qz4…9f31−0.0120 BTC
Received24.08.25 · 3FZbgi…mNs2+0.0500 BTC
Received22.08.25 · bc1qhy…4c27+0.0500 BTC
Sent21.08.25 · bc1qz4…9f31−0.0120 BTC
Received18.08.25 · 3FZbgi…mNs2+0.0904 BTC
Sentpending · 17.08.25 · bc1qm8…7c4a−0.0250 BTC
Send BTCReviewSent
0.0000 0.0120 BTC

0.1784 BTC available

ToAddress or contactbc1qz4mnp…9f31
Amount0.00000.0120Max

Nothing is sent by reviewing. The address and the fee are the two things that go wrong, and neither of them is what you typed.

0.0120 BTC

to bc1qz4mnp…9f31

NetworkBitcoin
Fee0.00002 BTC
ArrivesIn about 20 minutes
The address is on Bitcoin

Once this is broadcast nobody can recall it — not this app, not the network. An address that is wrong but valid keeps what is sent to it.

Sent

Broadcast to Bitcoin

Amount0.0120 BTC
Transaction3a91f4c0d8…7c7d2

The network has it. Whether it is mined, and what it finally costs, is not known yet — this application does not follow it further.

Enter an address and amount Enter an amount Review Confirm the address Send 0.0120 BTC Sending… Done

Screening

No hits on four sanctions and abuse lists. That is not a clean bill — a screening service can only say what it has today.

Trading

+0.4 %5m−0.2 %1h+2.6 %24h

1,204 buys872 sells

Price$77,608.00
Liquidity$1.86B
Volume, 24h$38.2B
Market cap$1.53T

Depth across six venues, on the feed the wallet prices from.

In the news

Bitcoin rally sparks hope as fiscal fears mountThe Detroit News · Sun
Ray Dalio says a debt crisis is getting closerCNBC · Fri
AndreyIdentity 907bc7…b7a8
Search  (⌘K)
+New folder
Saved MessagesNotes, links and files, kept for your…
NorthwindAnn: signing now — give me a minute11:21
MIMiraSent you the address10:58
BFbotfather/newbot — done, here is the tokenSun
Wallet
Calls
Chats
Profile
Northwind5 members
MiraKai found a place by the river.10:41
❤️MIAB12
Mira10:42
MiraHut — terms.pdfOn this device · 412 KB10:43
AnnMiraKai found a place by the river.Is the boat included, or is that extra?10:44
NadiaWhich weekend?
12–14 Sep004
19–21 Sep001
10:45
Kai0:2110:47
😂ANND12
0:1410:49
Kai12–14 it is. I will call the owner.10:52
👍ANMIAB34
MIABKAND
+Write a message…
0:08‹ slide to cancel
Group info

Northwind

5 people · 7 devices

Group walletUSDT on Ethereum · any 3 of 5 sign. The keys are on the members’ own devices.
Group idc40000…e626
EpochMoves on every membership change. A call’s media key is derived from it, so it rotates with the group.
7

MEMBERS

ANAndreyonlineYou
MIMiraonlineiPhone
ABAnnonline
KAKailast seen 10:12
NDNadiaonlineWeb
AndreyIdentity 907bc7…b7a8
Search  (⌘K)
+New folder
Saved MessagesNotes, links and files, kept for your…
NorthwindAnn: signing now — give me a minute11:21
MIMiraSent you the address10:58
BFbotfather/newbot — done, here is the tokenSun
Wallet
Calls
Chats
Profile

Northwind

Mira is calling…

Connecting…

ANYouMIMiraABAnnKAKai

2 on the call

3 on the call

4 on the call · encrypted with this epoch’s key

ADD TO THE CALL

ABAnn
KAKai+
NDNadia+

IDEAL FOR

Who will not trade
safety for ease

Multichain Treasury
without a Treasurer

Money in from many people and spending decided by many. Five chains under one balance, and nobody holding it for everybody.

any 5 of 9

Private and
Public Groups

A room only its members can read, or one anybody can find and join. Either way the server carries ciphertext, and everybody’s keys change the moment the membership does.

full encryption

Crypto Holdings

Bitcoin, Ethereum, BNB, Tron and Solana with the tokens on them, in one list under one balance — and every coin says which chain it is on.

five chains non-custodial

Daily Messaging

A full replacement rather than a wallet with a chat bolted on: threads and replies, folders, files, voice notes, polls, saved messages, bots.

full encryption

Calls and
Conference Calls

One to one or the whole group, audio or video. The media key is derived from the group’s epoch, so it rotates when the membership does.

full encryption

Your Own
Company Chat

Outside services not an option? One command raises the whole thing on your own machine — same client, same encryption, and your people still reach anybody outside.

just bootstrap
Compax
AndreyIdentity 907bc7…b7a8

Balance

$12,480.55

Across 11 holdings, priced in USD. Test networks are not counted — their coins come out of a faucet.

US Dollaron a card$248.10
BITCOIN
BitcoinBTC0.1284 BTC
ETHEREUM
EthereumETH1.4206 ETH
USDTon Ethereum120.00 USDT
USDCon Ethereum0 USDC
TRON
TronTRX1 240 TRX
USDTon Tron640.00 USDT
Wallet
Calls
Chats
Profile
1.4206ETH · Ethereum

$4,296.16 · ↑ 0.64 % today

1H1D1W1M1Y

Address

0x71C7656EC7ab88b098defB751B7401B5f6d8976F

Screening

No hits on four sanctions and abuse lists. That is not a clean bill — a screening service can only say what it has today.

Trading

+0.4 %5m−0.2 %1h+2.6 %24h

1,204 buys872 sells

Price$3,024.18
Liquidity$118.4M
Volume, 24h$412.7M
Market cap$364.2B

WETH / USDC, across six pools on Uniswap.

In the news

Bitcoin rally sparks hope as fiscal fears mountThe Detroit News · Sun
Ray Dalio says a debt crisis is getting closerCNBC · Fri
9:41
Northwind9 members
MiraKai found a place by the river, £420 for the weekend.10:41
❤️ANKA
Then let us settle the dates.10:42 ✓✓
Which weekend?
12–14 Sep5
19–21 Sep2
Kai0:12
Booked. Money out of the shared wallet.10:58 ✓✓
👍MI

Seen by Mira, Kai

+Write a message…🎤

How

Hover to play
MiraKai found a place by the river, £420 for the weekend.10:54
MiraPut the trip money somewhere we all hold.10:58
Ethereum walletany 2 of 3
ANAndrey (you)
MIMirano key yet
KAKaino key yet

Waiting for 2 keys.

Proposed — any 2 of 3 signs it.11:01 ✓✓
Group wallet
Payment
Poll
Photo

A wallet for this group

CHAIN

Ethereum

WHO SIGNS

Andrey you
Mira
Kai

SIGNATURES NEEDED

any 2 of 3+

Fixed now — changing it later is a different wallet on the chain.

CancelPropose
+Write a message…

Group wallet

The group's money sits in one wallet, but each member's key stays on their own device. A transfer needs enough signatures — three out of five, say — so nobody spends the shared money alone.

Hover to play
KaiContractor sent the invoice for the first stage.10:54
Kai100k USDT, and he wants it this week.10:58

SIGNATURE REQUESTED

SENT

100,000 USDT

To0x8f2c…41ac

NetworkEthereum · fee 0.0021 ETH

ReasonDevelopment, sprint 14

Asked byKai

1 of 2 signatures2 of 2 signaturesBroadcast1 to goenough to broadcast

KAAN
Review and signBroadcastBroadcasting…✓ Signed by you

0x7c41e9…d92f

Out — the contractor is paid.11:01 ✓✓

Seen by Kai, Ann

Sign this payment

100,000 USDT

To0x8f2c…41ac

NetworkEthereum

Fee0.0021 ETH

WalletRidge Trip · any 2 of 3

0x2f9a…41ac · nonce 34 · chainId 1

CancelSign
+Write a message…

Signing a multisig is easy

A payment request shows up right in the chat. You read it and sign with your key in one tap.

Hover to play

Balance

$12,480.55

TRON
USDTon Tron640.00 USDT
TronTRX1 240 TRX
BITCOIN
BitcoinBTC0.1284 BTC
ETHEREUM
EthereumETH1.4206 ETH
USDTon Ethereum120.00 USDT
USDTon Tron

$1.00

Tether

Tron · TRC-20

↑ 0.01 %Today
1H1D1W1M1Y
Balance640.00 USDT
Value$640.00

ACTIVITY

Received21.08.25 · TQm8…7c4a+400.00
Sent18.08.25 · TJk2…91bd−120.00
Wallet
Calls
Chats
Profile

Every chain at once

All coins and tokens in one list: Bitcoin, Ethereum, BNB, Tron. One combined balance, and every coin says which chain it is on — USDT on Tron won't be confused with USDT on Ethereum.

Hover to play
All Chats+
MIMiraSent you the address10:58
KAKaiFound a place by the riverSun
New chat
New group
Shared wallet
New groupNextNext

WHO IS IN IT

MIMira
KAKai
ABAnn

1 person2 people

New groupCreateCreate

GROUP NAME

Northwind, Family, Trip…Northwind

DESCRIPTION

What it is for

2 people · Mira, Kai

Northwind

WHAT MEMBERS MAY DO

Send messagesOff makes it an announcement group: only administrators write
Send voice messagesOff leaves text and files
Attach filesPhotos, video and documents
Start callsOff leaves calling to administrators

A complementary rule, not a hard restriction. The server carries ciphertext it cannot read, so the members keep these rules themselves. What the rules do settle is who may change them.

Northwind

ADMINISTRATORS

ANYou (you)Everything
MIMiraAdd and remove members · Rename the group
+  Add an administrator

Rights are given one at a time. Nobody gets everything because they were added.

What they may do

Change visibility
Set what members may send
Add and remove members
Rename the group
Change the picture
Delete the group
CancelSave

Group rules

The group decides who may send what. There can be several moderators, and they are the ones who change the rules.

Show more

ONE CODEBASE

PIXEL IDENTICAL,
EVERYWHERE

macOSiOSAndroidWebBrowser extension
Compax
AndreyIdentity 907bc7…b7a8

Balance

$12,480.55

Across 11 holdings, priced in USD. Test networks are not counted — their coins come out of a faucet.

US Dollaron a card$248.10
BITCOIN
BitcoinBTC0.1284 BTC
ETHEREUM
EthereumETH1.4206 ETH
USDTon Ethereum120.00 USDT
USDCon Ethereum0 USDC
TRON
TronTRX1 240 TRX
USDTon Tron640.00 USDT
Wallet
Calls
Chats
Profile
1.4206ETH · Ethereum

$4,296.16 · ↑ 0.64 % today

1H1D1W1M1Y

Address

0x71C7656EC7ab88b098defB751B7401B5f6d8976F

Screening

No hits on four sanctions and abuse lists. That is not a clean bill — a screening service can only say what it has today.

Trading

+0.4 %5m−0.2 %1h+2.6 %24h

1,204 buys872 sells

Price$3,024.18
Liquidity$118.4M
Volume, 24h$412.7M
Market cap$364.2B

WETH / USDC, across six pools on Uniswap.

In the news

Bitcoin rally sparks hope as fiscal fears mountThe Detroit News · Sun
Ray Dalio says a debt crisis is getting closerCNBC · Fri
Northwind3 members
MIMiraIncoming call · Northwind
MiraBooked the hut for the 12th, the whole floor.11:02
Sending my share tonight.11:04 ✓✓
AnnPut it in the group wallet rather than my account — then nobody is holding everyone’s money.11:19
Doing that now.11:20 ✓
MiraWallet is up — any 2 of 3 signs it.11:21
❤️ANKA12
0:07
+Write a message…
Compax
AndreyIdentity 907bc7…b7a8

Balance

$12,480.55

Across 11 holdings, priced in USD. Test networks are not counted — their coins come out of a faucet.

US Dollaron a card$248.10
BITCOIN
BitcoinBTC0.1284 BTC
ETHEREUM
EthereumETH1.4206 ETH
USDTon Ethereum120.00 USDT
USDCon Ethereum0 USDC
TRON
TronTRX1 240 TRX
USDTon Tron640.00 USDT
Wallet
Calls
Chats
Profile
1.4206ETH · Ethereum

$4,296.16 · ↑ 0.64 % today

1H1D1W1M1Y

Address

0x71C7656EC7ab88b098defB751B7401B5f6d8976F

Screening

No hits on four sanctions and abuse lists. That is not a clean bill — a screening service can only say what it has today.

Trading

+0.4 %5m−0.2 %1h+2.6 %24h

1,204 buys872 sells

Price$3,024.18
Liquidity$118.4M
Volume, 24h$412.7M
Market cap$364.2B

WETH / USDC, across six pools on Uniswap.

In the news

Bitcoin rally sparks hope as fiscal fears mountThe Detroit News · Sun
Ray Dalio says a debt crisis is getting closerCNBC · Fri
Northwind3 members
MiraBooked the hut for the 12th, the whole floor.11:02
Sending my share tonight.11:04 ✓✓
AnnPut it in the group wallet rather than my account — then nobody is holding everyone’s money.11:19
Doing that now.11:20 ✓
MiraWallet is up — any 2 of 3 signs it.11:21
❤️ANKA12
0:07
+Write a message…

TECH INSIDE

Every Device
Is Connected

All your devices talk to one server. It puts messages in order and carries calls — and it cannot read any of it, it only carries.

Anyone Can Run
Their Own

Anyone can run their own server for their own people: a company, a community, one person on a machine at home. That is a federation.

Every Federation,
One Mesh

Federations are linked to each other, and your device only ever talks to its own. Which rooms you are in does not depend on which federation you joined through.

One Member,
One Secret

Every secret is made on your own device and never leaves it — not to the server, not to the other members.

Two Secrets,
One Key

Two devices agree on a shared key without either of them ever sending its secret.

A Room With
Only Their Doors

The group’s key is made from every member’s secret at once. Only the people in the room can read what is said, and when somebody leaves, the way they came in stops working.

Keys In
Different Hands

A group’s wallet has no owner. Every member keeps their own key on their own device, and the money moves only by the rule they agreed on.

Two Of Three,
And It Moves

A payment waits until enough of them have signed — any two of three, any five of nine, whatever the group set. Until then it is only a request.

Four Chains,
One Group

Bitcoin, Ethereum, Tron and Solana each want a signature in a shape of their own. The group signs the same way for all four.

In detailCompared to MatrixGroup wallet

MLS · RFC 9420any 2 of 3epoch 4
  • Only the network feeMoving money costs what the chain charges to move it. None of that comes here.
  • No accountNo phone number, no e-mail, nothing to confirm. You install it and you are in.
  • Twenty-four wordsLose the phone and the money is still yours — the phrase restores every address on every chain.
  • Your own machineRun the federation yourself and what you pay for is the box it runs on.
Install